My journey.
The curve
Six years, plotted as the number of milestones finished rather than a score invented for the chart. Every unit on the vertical axis is one of the entries listed below it.
The line is nearly flat for four years and then steps. That is the honest shape of it — the early years were input, and input does not show up on a chart until much later.
Fig. 01Milestones completed, cumulative, by year. The hollow point and broken line are 2027 — planned, not done.
Year by year
- 2022
Age 10
Learning
The year the questions started.
It began as curiosity rather than a plan: reading about where money comes from, what it is for, and why two families with the same income end up in completely different places. Nothing was published this year. All of it was input.
- Started learning about finance
- 2023
Age 11
First book
Reading turned into writing.
The first book came out of a gap: nothing on money spoke to people my age without either talking down to them or turning into a get-rich pitch. Explaining an idea to someone your own age turned out to be a far harder test than understanding it yourself.
- The Millionaire Mindset — first book
- 2024
Age 12
Ideation
Working out what the second book had to be.
The first book answered what money is for. The obvious next question — how it actually grows — is a much larger subject, and most of this year went on deciding what the book was for before writing a word of it.
- Ideation for the second book
- 2025
Age 13
Writing
Drafting Millionaire Roadmap.
Writing, restructuring and cutting. The chapters that survived are the ones built around a situation a reader could actually be in, rather than a definition they would simply have to trust.
- Writing the second book
- 2026
Age 14
Publishing & teaching
The year the work stopped being only writing.
The busiest year so far. The second book stopped being a manuscript on 14 October, when Esha Deol launched Millionaire Roadmap at Taj Santacruz; the same evening, Chetan Bhagat handed me the Young Author Award for it, and earlier in the year the Education Minister of Maharashtra recognised The Millionaire Mindset for Excellence in Finance Writing. It is also the year of standing in front of a class: teaching finance to Grade 5 and Grade 6 students at my own school, and at an NGO. Teaching is the most exposing test of whether you understand something — a ten-year-old asks the question the adults were too polite to. And it is the year the podcast stopped being a plan and became two recorded conversations.
- Millionaire Roadmap published
- Launched by Esha Deol at Taj Santacruz
- Young Author Award, presented by Chetan Bhagat
- Excellence in Finance Writing, from the Education Minister
- Teaching finance at an NGO
- Teaching Grades 5 & 6 at my own school
- Building connections and networking
- First podcast episodes recorded
- 2027
Age 15
Podcast
Planned
Carrying the podcast past the first guest.
Intent, not achievement. Two conversations with one guest are a start, not a show — the real test is whether it keeps going once the novelty of a first recording has worn off. The idea behind it is the same one behind the books: the fastest way to learn something is to ask someone who has actually done it. This entry stays in the future tense until there is a run of episodes rather than an opening pair.
- Carrying the podcast beyond the first guest
Never pre-write achievements. The timeline should document reality.