Exploring finance,mathematics, technology& human behaviour.
I'm a Grade 9 student exploring the intersection of mathematics, finance, technology, entrepreneurship and human behaviour. I write about ideas that interest me, build projects to understand them more deeply, and document what I learn along the way.
I am also the author of The Millionaire Mindset and host of Money Matters with Young Darsh.
Curious by nature. Building by choice.
I believe some of the most interesting learning begins with a question.
Instead of simply looking for answers, I want to learn how to investigate these questions myself. That means learning mathematics, finance, economics, programming and research — and then using them to build, test and explain ideas.
- Q1
Why do markets move?
- Q2
How does compound interest actually work?
- Q3
Can mathematics help us understand financial risk?
- Q4
How does technology change finance?
- Q5
Why do people make irrational financial decisions?
Featured work
What I'm exploring
Mathematics
The language I want to think in.
- Probability
- Statistics
- Calculus
- Linear Algebra
- Optimization
Finance
Where the mathematics meets consequence.
- Markets
- Investing
- Risk
- Portfolio Theory
- Financial Economics
Technology
How I test an idea instead of assuming it.
- Python
- Data Analysis
- Algorithms
- Data Visualization
Human Behaviour
The variable the equations leave out.
- Decision-Making
- Psychology of Money
- Biases
- Risk Perception
Communication
If I can't explain it, I don't understand it.
- Writing
- Research
- Explaining Complex Ideas
- Public Speaking
Awards, and the people behind them
Achievements, kept honest
Writing
03The Millionaire Mindset — Author. Published 2025.
2025Millionaire Roadmap — Second book. Launched by Esha Deol at Taj Santacruz, 14 October 2026.
2026Published articles — Long-form writing on finance, mathematics and behaviour.
2026
Media
02Money Matters with Young Darsh — Creator and host. Conversations with founders, investors and authors.
2026Hindustan Times feature — The book, and the aim of it reaching readers everywhere.
2025
Speaking
03Matterly Foundation & PETA India — Spoke at an event held with the Matterly Foundation, PETA India and SAIRIK.
2025CSV MPET, Dharavi — Youngest speaker, author and chief guest at the school.
2025Children's Day, old age home — An afternoon of food and company, with the Matterly Foundation.
2025
Recognition
07Motilal Oswal — Presented a copy of The Millionaire Mindset in person, at the Motilal Oswal offices.
2025Ridham Desai — Met the Managing Director of Morgan Stanley at the Morgan Stanley offices.
2026Ritu Tawde — Met the Mayor of Mumbai, and presented a copy of The Millionaire Mindset.
2026Chetan Bhagat — Met the author whose books had been an influence for years.
2025Young Author Award — Presented by Chetan Bhagat, from Team Applaud, for Millionaire Roadmap. Taj Santacruz, 14 October 2026.
2026Excellence in Finance Writing (Young Author) — Presented by Shri Dadaji Bhuse, Education Minister of Maharashtra, for The Millionaire Mindset.
2026Radhika Gupta — Met the MD & CEO of Edelweiss Asset Management.
2026
Certifications
04Open Water Diver — SSI, certified in Koh Samui, Thailand.
2025Junior Rescue Diver — SSI, rescue-level certification.
2025Behavioural Finance — Duke University.
2026Financial Markets — Yale University, via Coursera.
2026
Competitions
03IIMUN 2025, Edubridge International School — High Commendation, G20 Committee.
2025IIMUN Geneva — Canada delegation, in committee at the WHO.
2025Model United Nations 2025 — Won the conference.
2025
Away from the desk, underwater.
Scuba Diving
- Scuba Diver
- Junior Rescue Diver
It is also the closest thing I have to a working model of risk. Nothing about a dive is dangerous on its own; the danger is in the combination, and in the assumption you did not check.
My journey
Fig. 01Milestones completed, cumulative, by year.
- 2022Learning
- 2023First book
- 2024Ideation
- 2025Writing
- 2026Publishing & teaching
- 2027PodcastPlanned
The bigger question
I’m interested in where mathematics, technology, finance and human behaviour meet. For now, I’m focused on learning, building, researching and asking better questions.
One question at a time.